The Gift of Life Insurance
Life insurance might not be the first thing that comes to mind when you think of a gift, but it can be one of the most meaningful presents you ever give. It offers financial security and peace of mind, ensuring…
Why Is Health Insurance Important?
Health insurance is more than a safeguard; it’s a vital component of a comprehensive health strategy. Without it, the financial burden of medical treatments can be overwhelming, leading to significant stress and hardship. This underscores the importance of having a…
How Do I Estimate My Income When Applying for Health Insurance?
Estimating your income when applying for health insurance can seem like a stressful task, but it’s crucial for ensuring you get the right coverage and financial assistance. Making an accurate estimate not only helps in qualifying for subsidies but also…
8 Essential Things to Know About Health Insurance Open Enrollment
Navigating the health insurance landscape can be challenging, especially during the Open Enrollment Period. Preparation is key to ensuring you make the best decisions for you and your family. At McKnight & McKnight Insurance Solutions, we emphasize the importance of…
What Are the Things that Medicare Doesn’t Cover?
Despite its extensive coverage, Medicare does have limitations. Many enrollees are surprised that some essential services and medications aren’t part of their Medicare benefits. For example, routine dental care, vision exams, and hearing aids are typically not included. And even…
I’m Leaving My Job. Can I Get New Coverage Immediately or Do I Have to Enroll in COBRA?
Leaving your job can be stressful, especially when it’s time to think about health insurance. Navigating your options may seem overwhelming, but it’s important to understand your choices because you don’t want to be left without coverage, even for a…
Do I Have to be Enrolled in Medicare Part B Before Enrolling in Medicare Advantage?
Understanding the intricacies of Medicare can be confusing, especially when it comes to the different parts and their specific requirements. One common question that arises is whether you need to be enrolled in Medicare Part B before you can join…
How Long Can I Stay on My Parent’s Insurance?
As young adults navigate the complexities of adulthood, one question that often lingers is “How long can I stay on my parent’s insurance?” Whether you’re a recent college graduate entering the workforce or simply exploring your options, our independent agents…
Understanding Deductibles, Coinsurance, Copays, and Out-of-Pocket Maximums
Navigating the world of insurance can often feel like deciphering a complex code, with terms like deductibles, coinsurance, and copays leaving many scratching their heads. But don’t worry. That’s what our team of independent insurance agents at McKnight & McKnight…
Why Should I Use an Insurance Agent for My Transition to Medicare?
Are you on the cusp of transitioning to Medicare but feeling overwhelmed by the myriad of options and decisions that lie ahead? As you navigate this crucial phase in your healthcare journey, enlisting the expertise of an experienced insurance agent…