Health insurance can be challenging for people to afford with a lower or moderate income, especially if they aren’t offered health benefits at work. Because of this, the Affordable Care Act (ACA) provides sliding-scale subsidies, lower premiums, and out-of-pocket costs…
If your employer offers health insurance coverage, it can feel like a big win. Employer-based insurance plans are the most common form of health coverage in the United States, but what if you don’t want to use the health insurance…
If you have lost your spouse and were on their health insurance policy, you might be wondering what will happen to your health insurance now that they are gone. The death of a policyholder is considered a Qualifying Life Event…
When it comes to health care, it is important to consider all the options available to you that could potentially save you time and money. Learning to shop for value when it comes to health care could save you thousands…
If your COBRA healthcare benefits are about to end, you might be feeling overwhelmed. But don’t worry! When your COBRA health insurance runs out, you may be eligible for a Special Enrollment Period that will allow you to enroll in…
Divorce can be a challenging transition, and health insurance is likely not in the forefront of your mind. However, if you recently divorced your spouse, it might be time to get new health insurance – especially if you were on…
What does having a baby, getting married, changing jobs, or moving to a new state have in common? Well, they are all life changes that can make you eligible for the Special Enrollment Period (SEP) where you can apply for…
It can be overwhelming with all the healthcare options that are available on the Marketplace to find an insurance plan that works for you, especially if you aren’t sure why you need health insurance in the first place. You’re ‘healthy’, right? …
Open Enrollment Period runs from November 1st through December 15th and allows all eligible Americans to get a chance to shop for new health insurance coverage. Not sure where to start? Here is your 2022 Open Enrollment guide from McKnight &…
The stress of choosing a health-care plan may have you wondering, “Did I make the right choice?” Fortunately, with the Affordable Care Act, there are numerous options that may be right for you. If you aren’t offered coverage by your employer, through your spouse, or you are self-employed, you can consider the options…